Human Resource Services

Flexible Spending Account

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Information on the Flexible Spending Account

Continue below for valuable information on IRS compliance
with dual enrollment in FSA's and CDHP/HSA's

 

In September of 2015 Flex-Plan Services, Inc. changed its name to Navia Benefit Solutions.  Members can expect to receive notices through email and mail from both Navia Benefit Solutions and the Health Care Authority.  This is a name change only, and should not effect employee benefits.  For more information please visit http://ihr.hrs.wsu.edu/FSA-Plan-changes-its-name 

FSA Basics
 

A Flexible Spending Account (FSA) lets you deduct dollars from your paycheck and put them into a special account that’s protected from taxes.  You can use these pre-tax dollars to pay for some of your health care expenses.  The State of Washington has contracted with Navia Benefit Solutions (formerly Flex-Plan Serices) to manage the FSA plan, process claims, and provide customer service for Public Employees Benefits Board (PEBB) enrollees.

 

FSA Enrollment
 

If you are a new employee, please fill out the paper enrollment form and return it to Human Resource Services (HRS) Pullman within 31 days of becoming an eligible employee.

If you are currently enrolled in this program, you must re-apply each year during open enrollment in November to continue participation.

 

Both myself and my spouse/registered domestic partner are enrolled in an FSA

If both you and your spouse/qualified tax-dependent registered domestic partner are enrolled in an FSA for 2015, you have each enrolled into separate accounts. Due to enrollment in separate accounts, you were each offered the option to maximize your annual elections up to $2,500 each. While you may have separate accounts, each account can be used toward your own and your spouse/partners expenses.

Example – John uses all $2,500 of his accounts contributions, and still has additional eligible medical expenses. Jane has $1,000 of unused funds in her account and due to John being an eligible spouse, Jane can claim John’s remaining eligible expenses toward her remaining $1,000.  

 

 

FSA Grace Period
 

You have until March 15th to accrue expenses that can be claimed under your FSA account for the previous plan year, and you have until March 31st to submit those claims for reimbursement.

Exception:  If you have an FSA in the current plan year and enroll in a CDHP/HSA for the coming year, there is no grace period to use your FSA funds.  You will only have until December 31st to use your funds.

 

 

 

REQUIRED READING!

Dual Enrollment in FSA's and Consumer Directed Health Plans

(CDHP)/Health Savings Accounts (HSA)

 

 

 

Disclaimer: The information contained on this website is for informational purposes only and does not constitute legal advice, nor does it substitute for official plan documents. All information on this website is relayed to the best of the agency's ability, but does not guarantee accuracy. Please seek FSA guidance from Navia Benefit Solutions or your tax advisor.

 

For more information regarding FSAs, view the links below:
FSA Forms
 
2016 Enrollment Guide
 
2015 Enrollment Guide

Eligible/Ineligible Expenses
 
Medical Plan Type and Tax-Free Savings Account Comparison Charts

 

Navia Benefit Solutions (formerly Flex-Plan Services) Contact Information:

http://pebb.naviabenefits.com/

 

 

Benefits News

2/25/2011

Find archived benefits information here.

Human Resource Services, PO Box 641014, Pullman WA 99164-1014, 509-335-4521, Contact Us